Social Security pays disability benefits to an eligible son or daughter from a parents record if the child was disabled before the age of 19. If you are not eligible for disability benefits on your own record and at least one of your parents receives Social Security benefits, you could qualify for disability benefits and Medicare as a Disabled Adult Child (DAC). Here is all you need to know about this category of Social Security disability benefits. Disabled Adult Child (DAC) is a special category of Social Security designed to help individuals that were disabled prior to entering the workforce. This classification does not mean that you are considered an adult child, simply that you were disabled as a child. To qualify for DAC benefits you must be able to show that you were disabled prior to the age of 19. Your State will evaluate your disability to determine if you meet the disability requirements for payment. It should be noted that one of your parents must be currently receiving Social Security Disability or Retirement benefits; it may be necessary for you to wait until your parents become eligible to apply. If your one or more of your parents are deceased, you may be eligible on their record. There is an additional requirement that you must be unmarried when applying for DAC benefits. Once you are qualified for benefits you will receive a payment based on the amount your parent receives. If both your parents are receiving Social Security benefits you will be paid from the parents record that is receiving a higher amount; you will typically receive 50% of this parents amount. If your parents are deceased the amount is increased to 75% of their amount. To learn more about qualifying for disability benefits from Social Security, visit the website Social Security Laid Bare using the links below. |
